<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>The Virginia Home Inspector</title>
	<atom:link href="http://thevirginiahomeinspector.com/feed" rel="self" type="application/rss+xml" />
	<link>http://thevirginiahomeinspector.com</link>
	<description>The right inspector, right away. ®</description>
	<lastBuildDate>Thu, 15 Dec 2011 02:07:25 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://inspectorpages.com/?v=3.3.1</generator>
		<item>
		<title>High-Performance Buildings</title>
		<link>http://thevirginiahomeinspector.com/blog/high-performance-buildings</link>
		<comments>http://thevirginiahomeinspector.com/blog/high-performance-buildings#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:20:07 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=530</guid>
		<description><![CDATA[  International Association of Certified Home Inspectors Jump to Menu High-Performance Buildings Americans spend most of their time inside buildings. We take for granted the shelter, protection, warmth, coolness, air and light that buildings provide, and rarely give a thought to the systems that deliver these services unless there’s a power interruption or other problem. [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cdn3.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO77.gif"><img class="aligncenter size-medium wp-image-531" src="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO77-300x150.gif" alt="" width="300" height="150" /></a></p>
<p><a name="top"></a></p>
<p><!-- logo box --> </p>
<div id="n-logobox">
<h1><a href="http://www.nachi.org/"><img src="http://nachi.cachefly.net/images/2007/internachi.gif" border="0" alt="InterNACHI" width="250" height="120" align="middle" /></a> International Association of Certified Home Inspectors</h1>
<p><a href="http://www.nachi.org/highperformancebuilding.htm#menu">Jump to Menu</a></p>
<p><!-- page content --></p>
<div id="n-content">
<h1>High-Performance Buildings</h1>
<div><span style="font-family: Arial;font-size: x-small">Americans spend most of their time inside buildings. We take for granted the shelter, protection, warmth, coolness, air and light that buildings provide, and rarely give a thought to the systems that deliver these services unless there’s a power interruption or other problem. In addition, few Americans understand the environmental consequences of maintaining indoor comfort levels. </span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Today’s buildings typically use mechanical equipment powered by electricity and fossil fuels for lighting, heating, cooling and maintaining air quality. Last year, buildings in the U.S. consumed more <img src="http://www.nachi.org/images/b2.gif" alt="" width="128" height="163" align="right" /> than one-third of the nation’s energy and contributed 36% of the carbon dioxide (<span style="font-size: small"><span style="font-family: Calibri">CO<sub>2</sub></span></span>) emissions released into the atmosphere. Fossil fuels burned to generate electricity and condition buildings emit other pollutants that cost citizens and insurance companies millions of dollars in healthcare costs each year. Mining and extraction of fossil fuels also have environmental impacts, and instability in pricing causes concern among both business people and homeowners. Creating buildings that use less energy not only reduces and stabilizes costs, but also reduces environmental impact.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">The good news is that we have the knowledge and technologies to reduce energy use in our homes and workplaces without compromising comfort and aesthetics. The bad news is that we are not taking full advantage of these advances—buildings are typically designed and operated without considering all their environmental impacts.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Whole-Building Design</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small"><br />
For decades, researchers and innovative designers and builders have created buildings that treat the environment as a resource, rather than as an obstacle to be overcome. Over the years, building professionals have steadily refined the equipment and design strategies used in these environmentally responsive buildings. This evolutionary process and the resulting body of knowledge have led to the concept of “whole-building” design.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">In the whole-building approach, designers create a computer model of a structure during the early stages of the design process. Using this model, together with improved communication among the various players in the design/build process, designers can integrate disparate building elements into the most energy-efficient, cost-effective and comfortable building possible. The goal is to minimize the building’s impact on the environment, and, quite often, the results are remarkable, resulting in dramatic savings in energy use without a substantial increase in design or construction costs. As a bonus, these buildings can improve the health, comfort and productivity of their occupants in measurable ways. In commercial buildings, dollar savings from increases in productivity<br />
and reduced absenteeism can dwarf savings from reduced energy use.</span></p>
<div>
<div> </div>
<div><span style="font-family: Arial;font-size: x-small"><strong>The DOE High-Performance Buildings Program</strong></span></div>
<p><span style="font-family: Arial;font-size: x-small"><strong>Design Approach</strong></p>
<p>Although there&#8217;s no concrete definition of a high-performance building, InterNACHI defines it as a building with energy, economic and environmental performance that is substantially better than standard practice. It&#8217;s energy-efficient, so it saves money and natural resources. It&#8217;s a healthy place to live and work for its occupants, and has relatively low impact on the environment. All this is achieved through a process called whole-building design.</p>
<p><strong>Design Guidelines</strong></p>
<p>Whole-building commercial design considers all building components during the design phase. It integrates all the sub-systems and parts of the building to work together. Because all the pieces must fit together, it is essential that the design team be fully integrated from the beginning of the process. The building design team can include architects, engineers, building occupants and owners, and specialists in areas such as indoor air quality, materials, and energy use.</p>
<p></span></p>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Whole-building design takes into consideration the building structure and systems as a whole, and examines how these systems work best together to save energy and reduce environmental impact. For example, a building that uses extensive daylighting techniques will reduce the amount of heat given off by lighting fixtures, thus allowing for a smaller air-conditioning system. This whole-building philosophy considers site, energy, materials, indoor air quality, acoustics, natural resources, and their interrelation.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">This approach brings together building design, energy efficiency, and today&#8217;s solar technologies to boost your energy savings and make the most of all your building&#8217;s elements. It reduces the amount of energy required to operate a building compared to conventional buildings. It improves the comfort of building occupants by using aesthetically pleasing architectural designs to brighten up work areas using sunlight rather than electricity, without causing excess glare.<br />
<strong><br />
What are the benefits of whole-building design?</strong><br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Commercial buildings consume 17% of the total energy consumed in the United States. By creating buildings that use less energy and have lower power demands, greater robustness of the buildings (as well as the power grid) is achieved. This reduces the need for fossil fuels and consequential environmental impact. <img src="http://www.nachi.org/images/b1.gif" alt="" width="172" height="121" align="right" /><br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Benefits of whole-building design include:<br />
</span></div>
<ul>
<li><span style="font-family: Arial;font-size: x-small">reduced energy use by 50% or more;</span></li>
<li><span style="font-size: x-small">reduced maintenance and capital costs;</span></li>
<li><span style="font-size: x-small">reduced environmental impact;</span></li>
<li><span style="font-size: x-small">increased occupant comfort and health; and</span> </li>
<li><span style="font-size: x-small">increased employee productivity. </span></li>
</ul>
<div><span style="font-family: Arial;font-size: x-small">Employee productivity and business profitability are linked. Recent studies have shown an increase in employee productivity when buildings are designed with occupants in mind—natural light, comfortable temperatures, and a quiet work environment being their most important issues. Research suggests that a well-designed workplace can increase employee productivity by 20%. Furthermore, studies also show that a pleasant indoor building environment helps attract desirable tenants for building owners, increasing the number of potential renters for a building.</span></div>
<p><span style="font-family: Arial;font-size: x-small"><strong>How much does it cost?</strong></p>
<p></span></p>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong><br />
There is a growing interest today on the part of commercial building owners, facilities managers, architects, engineers, and builders to design and construct the best possible building for the allotted budget. Depending on the aggressiveness of the design, experience has shown that it costs no more than 10% more to build high-performance buildings. Some high-performance buildings cost less to construct. Sometimes, additional costs can be procured using cost-benefit ratios and life-cycle costing. The added cost (if any) of system investment each year is compared to the cost of fuel saved each year. Total energy costs are, on average, about 50% less than those for conventionally designed buildings. In many cases, the right-sizing of mechanical systems through passive solar design offsets the costs for additional windows and controls.</span></p>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong><em><br />
<strong>1. Will the building look unusual?</strong></em><br />
Many owners want to make a statement with whole-building design and sustainable features. Many other owners, however, are creating these buildings at little or no additional cost that appear no different from conventional designs.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><em><strong>2. Is &#8220;whole-building&#8221; the same as energy-efficiency?</strong></em><br />
Energy-efficiency does figure prominently in our designs, but there are many other aspects to design. The whole-building concept looks to integrating all disciplines to meet a set of goals for a building.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><em><strong>3</strong></em><em><strong>. Are these buildings just for large corporations?</strong></em><br />
Many of the early adopters were municipalities and government agencies that recognized the opportunities for life-cycle cost savings. Anyone can benefit from whole-building design.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><em><strong>4. Is there a market demand for whole-building design?</strong></em><br />
Yes. Corporations, universities, and government agencies are demonstrating that whole-building design can provide better working environments and cost less to operate. Students, employees, and non-profit community groups are all demanding and campaigning for the adoption of low-energy buildings.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><em><strong>5. If I decide to &#8220;go green,&#8221; won&#8217;t I have to come up with more money?</strong></em><br />
Not necessarily. Some prescriptive requirements, such as use of photovoltaics, may initially drive project costs somewhat higher, but several owners have published data demonstrating their success in procuring green buildings for less than the cost of a conventional building. Look around for incentives. These include incentives from local utility companies tied to energy-efficiency, grants for renewable energy installations, and various tax rebate programs.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><em><strong>6. Isn&#8217;t whole-building design based on fringe technologies?</strong></em><br />
Most projects have achieved good performance using conventional building systems. In many instances, it is the effective integration of conventional systems, rather than the use of a new technology, that conserves resources and improves environmental quality. New technologies are used only after careful consultation with owners and the design team.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><em><strong>7. If it hasn&#8217;t been done before, isn&#8217;t it hard to do?</strong></em><br />
Whole-building projects are demonstrating that it&#8217;s not hard. For example, the fact that very few commercial buildings employ natural ventilation does not mean that it cannot effectively deliver satisfactory comfort year-round in many climates. In many circumstances, the techniques were used extensively before widespread use of air conditioning.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><em><strong>8. How can you get high-quality materials and systems and good environmental performance at the same time?</strong></em><br />
Removing highly toxic chemicals from a product or designing a fixture to use less water does NOT mean that the product will be less effective or have a shorter life.</span></p>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong><br />
A high-performance commercial building design strategy requires a clear definition of goals and performance benchmarks from the owner, and an inter-disciplinary design and construction approach. Design criteria should be based on environmental and energy cost/benefit analyses and attention to whole-building and system performance</span></p>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Construction</strong><br />
Building construction is an act of creation than begins long before the first shovel pierces the ground. It begins with a statement of design intent, followed by creation of a performance program. Once these are approved, the process concludes with drawings and specifications, and then, finally, building commissioning during occupancy. Although simplified, below are some general guidelines:<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Statement of Intent</strong> — A good statement of intent will clearly set forth the goals of the project, and current and possible future uses for the building, as well as a description of how building systems are to perform. Clearly defined goals and objectives here will help in the bidding process later on.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Performance Program</strong> — The performance program is the strategy for implementing the goals established by the statement of intent, such as budget, space planning, integrated building systems, and other specific needs. It will also set performance goals for systems, such as lighting wattage per square foot, and include such amendments as elimination of toxic materials. Several building rating systems exist that can be used to write the performance programs, such as the U.S. Green Building Council&#8217;s Leadership in Energy and Environmental Design, or the LEED rating system.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Drawings and Specifications</strong> — These record the design intent. Most design firms use the format created by the Construction Specifiers Institute (CSI). However, keep in mind that for high-performance buildings, you will need to add &#8220;integrated systems drawings&#8221; and supporting documents that will illustrate how different building components relate to and impact each other. Specifications that accompany the drawings must clearly explain the design intent, especially if a project includes unusual or innovative practices or requirements.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Building Commissioning</strong> — This is the process of ensuring that building systems, such as air-handling equipment, security systems, and elevators, are designed, installed, functionally tested and capable of being operated and maintained according to the owner&#8217;s operational needs. Commissioning begins in the design stage and extends at least one year into the initial occupancy of the building. This process ensures that the building is operating as designed. It also saves building owners money by keeping equipment and building systems compliant with warranties, prevents future excessive repairs, reconfiguration and replacement costs, employee absenteeism due to uncomfortable work environments with poor air quality, and frequent tenant turnover. </span></div>
<div><span style="font-family: Arial;font-size: x-small"><img src="http://www.nachi.org/images/b3.gif" alt="" width="210" height="130" /> <br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small">In summary, the construction of high-performance buildings has numerous benefits, such as the dramatic reduction of greenhouse gas emissions and energy savings<span style="font-size: medium">. </span></span></div>
</div>
<p><strong>Pre-Design</strong><br />
Because all commercial building components must work together successfully long after project completion, it is essential that sufficient time be set aside in the beginning of a project for design team development, goal-setting, and project-planning. A sustainable building can only be accomplished when everyone (the building owner, future occupants, design team) have the same energy and environmental goals for the project from the start. In short, everyone who is affected by this building in a decision-making position should be involved at the project&#8217;s beginning. Ultimately, the building owner is responsible for setting the goals and their implementation. It is the design team&#8217;s responsibility to translate goals and budget for the project into measurable benchmarks for design, construction, and operations so the project will be successful.</p>
<p><strong>Design</strong><br />
Traditionally, commercial building design choices are based on budget and/or time considerations. Single-building components are added or deleted to meet time or budget constraints without evaluating their impact on total building performance. Yet, basic design goals, such as minimizing energy consumption or maximizing daylight, cannot be done without understanding the impact of interrelations between the parts of the building, including window-glazing systems, the thermal envelope, mechanical system-integration, orientation, and floor-plate proportions. High-performance building design must ensure complete integration to achieve optimal building performance. These interrelations are very complex. As a result, computerized simulation studies are necessary to properly account for interrelationships. Water and resource conservation, along with recycled, reusable and non-toxic, sustainable materials should also be considered in the design stage.</p>
</div>
<p><strong>Design Guidelines</strong></p>
</div>
<p><strong>Design Approach: Frequently Asked Questions</strong></p>
</div>
</div>
<p>In 1998, the U.S. Department of Energy (DOE) began working with the commercial buildings industry to develop a 20-year plan for research and development of energy-efficient commercial buildings. More than 250 people from 150 building organizations worked together to create a technology roadmap report which recommends strategies for making commercial buildings more energy-efficient. The overall goal of the DOE’s High-Performance Buildings Program is better buildings that save energy and provide a quality, comfortable environment for workers. The program targets the building community, especially building owners, engineers and architects. Building professionals are encouraged to submit plans for new commercial buildings to be a part of the High-Performance Building program. To participate, you must start very early in the design phase—before any other work is done—and must anticipate a 70% or more energy cost-reduction.</p>
</div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/high-performance-buildings/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Windbreaks</title>
		<link>http://thevirginiahomeinspector.com/blog/windbreaks</link>
		<comments>http://thevirginiahomeinspector.com/blog/windbreaks#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:17:49 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=527</guid>
		<description><![CDATA[  International Association of Certified Home Inspectors Jump to Menu Windbreaks by Nick Gromicko and Rob London     Windbreaks are dense rows of trees and shrubs designed to reduce wind speed before it reaches a building.  These landscape elements provide numerous other perks for the homeowner, their neighborhood and the environment.   Some of [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO76.gif"><img class="aligncenter size-medium wp-image-528" src="http://cdn3.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO76-300x150.gif" alt="" width="300" height="150" /></a></p>
<p><a name="top"></a></p>
<p><!-- logo box --> </p>
<div id="n-logobox">
<h1><a href="http://www.nachi.org/"><img src="http://nachi.cachefly.net/images/2007/internachi.gif" border="0" alt="InterNACHI" width="250" height="120" align="middle" /></a> International Association of Certified Home Inspectors</h1>
<p><a href="http://www.nachi.org/windbreaks.htm#menu">Jump to Menu</a></div>
<p><!-- page content --></p>
<div id="n-content">
<h1>Windbreaks</h1>
<div><span style="font-size: xx-small">by Nick Gromicko and Rob London</span></div>
<div> </div>
<div> </div>
<div>Windbreaks are dense rows of trees and shrubs designed to reduce wind speed before it reaches a building.  These landscape elements provide numerous other perks for the homeowner, their neighborhood and the environment.</div>
<div> </div>
<div>Some of the advantages provided by windbreaks, beyond simple wind mitigation, include the following.<img src="http://www.nachi.org/images10/windbreaks.jpg" alt="Properly-designed windbreak protects a house" width="369" height="272" align="right" /></div>
<ul>
<li>Many animals rely on windbreaks. Food, shelter from severe weather, nesting sites, and a means of escape cover are all provided by the vegetation that composes a windbreak. For example, the planting of windbreaks during the Dust Bowl of the 1930s is believed to have allowed the expansion of woodland birds and other creatures, such as Mississippi kites and fox squirrels. Birds, in particular, are known to rely on windbreaks for temporary cover during winter storms. Even large mammals, such as white-tailed deer, use windbreaks for cover, food and fawning. Employ a variety of trees and shrubs in your windbreak to create an abundance of different kinds of nuts, seeds and berries, which will, in turn, attract a diversity of wildlife.</li>
<li>While any vegetation will increase the appeal of an otherwise barren yard, a uniform, well-maintained windbreak can actually increase property values with their pleasing aesthetics. Also, they allow the homeowner to strategically screen out undesirable sights.</li>
<li>Windbreaks are effective for noise deflection. Windbreaks reduce the infiltration of traffic noise into a property by absorbing and deflecting it with leaves and large branches. In addition, traffic noises will be replaced with the sounds of rustling leaves or the singing of birds that are drawn to the vegetation.</li>
<li>Windbreaks assist agriculture. According to the University of Florida’s School of Forest Resources and Conservation, &#8221;a well-designed windbreak located in the direction of a prevailing wind can increase crop yield, reduce soil erosion, influence microclimate around the crops, increase irrigation efficiency, and control the spread of some pathogens.&#8221; Erosion, in particular, is a serious threat to farmers.  By clearing trees from the Western regions of Canada and the United States, farmers in the 1930s inadvertently encouraged evaporation and subsequent erosion that were largely responsible for the infamous Dust Bowl. Although rains eventually remedied the situation, farmers learned to place windbreaks around their lands to keep soil moist during droughts.</li>
<li>Windbreaks provide snow control. A properly placed windbreak will prevent snow drifts in areas such as driveways and building entrances. Valuable time and effort can then be spent on activities other than snow removal.</li>
</ul>
<p>Windbreaks work either by deflecting the wind up and over a building, thereby forming a protective wind shadow, or by catching it to reduce its speed. And as the windbreak captures the winter wind, so too does the wind chill diminish. For example, if the outside temperature is 12° F (-11° C), a windbreak can reduce a 20-mph wind to 5 mph, and the wind chill will be reduced from -22° F (-30° C) to a more bearable 8° F (-11° C).</p>
<p>The best windbreaks block wind close to the ground by using fast-growing trees and shrubs that have low crowns. Deciduous trees, while they are favored as shade trees during the summer, lose their leaves in cold weather, which makes them less effective than evergreens at stopping the frigid winter wind. The best choices are dense, fat, fast-growing conifers that will mature to a height higher than the roof. These qualities may be found with Norway, white and Colorado blue spruce.</p>
<p>Tips that inspectors can pass on to their clients:<img src="http://www.nachi.org/images10/wind.jpg" alt="Windbreak" width="369" height="142" align="right" /></p>
<ul>
<li>For maximum protection, plant your windbreak at a distance from your home of three to five times the height of the mature trees. Studies have shown, however, that the effective distance of wind reduction is sometimes as high as 30 times the height of the windbreak, depending on the tree species.</li>
<li>Do not plant trees too close to the home’s south side, as this will reduce the warmth supplied by the winter sun.</li>
<li>Arrange windbreaks in multiple rows to increase their effectiveness.</li>
<li>Do not prune the lower branches of the windbreak, as this will increase the wind speed near the ground.</li>
<li>Thin the trees and shrubs as they grow to ensure that competition does not jeopardize the health of the windbreak. For instance, you can plant trees 3 feet apart, but then you should remove every second tree when their crowns begin to intersect.</li>
<li>Incorporate numerous plant species in the windbreak to impede wind from ground level to the treetops. Even non-living yard features, such as walls, fences and raised soils, can be incorporated into a single windbreak.</li>
<li>Decide which direction the prevailing winds come from in your area so you know where the best places are to plant the windbreak.</li>
<li>Be careful to not plant large trees too close to the home, as they may fall during a storm, shed leaves or needles on your roof, allow pests to access your roof, or even penetrate your basement walls with their root structure. If you are experiencing any of these conditions, be sure to talk about it with your InterNACHI inspector during your next scheduled inspection.</li>
<li>Arrange the windbreak in such a way that it will provide a conduit for breezes and desired winds. </li>
</ul>
<div>In summary, homeowners can use well-designed windbreaks for many purposes.</div>
<div> </div>
<div>
<div> </div>
<div> </div>
</div>
<div><a href="http://www.nachi.org/wind-mitigation.htm" target="_blank">Wind Mitigation</a></div>
<div>
<div>For the best inspector in your neighborhood, visit <a href="http://www.inspectorseek.com/" target="_blank">www.InspectorSEEK.com</a></div>
<div><a href="http://www.nachi.org/landscape-shading.htm" target="_blank">Landscape Shading</a></div>
</div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/windbreaks/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wildlife</title>
		<link>http://thevirginiahomeinspector.com/blog/wildlife</link>
		<comments>http://thevirginiahomeinspector.com/blog/wildlife#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:15:52 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=524</guid>
		<description><![CDATA[  International Association of Certified Home Inspectors Jump to Menu Wildlife Control at Home Control Wildlife Damage Around the Home with Common-Sense Control Methods   Whether you are a home gardener, enjoy landscaping around your home, or just own your own home, there are times when certain species of wildlife can become a nuisance and [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO75.gif"><img class="aligncenter size-medium wp-image-525" src="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO75-300x150.gif" alt="" width="300" height="150" /></a></p>
<p><a name="top"></a></p>
<p><!-- logo box --> </p>
<div id="n-logobox">
<h1><a href="http://www.nachi.org/"><img src="http://nachi.cachefly.net/images/2007/internachi.gif" border="0" alt="InterNACHI" width="250" height="120" align="middle" /></a> International Association of Certified Home Inspectors</h1>
<p><a href="http://www.nachi.org/wildlife.htm#menu">Jump to Menu</a></div>
<p><!-- page content --></p>
<div id="n-content">
<h1>Wildlife Control at Home</h1>
<div><strong><span style="font-family: Arial;font-size: x-small">Control Wildlife Damage Around the Home with Common-Sense Control Methods</span></strong></div>
<div><strong><span style="font-family: Arial;font-size: x-small"> </span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">Whether you are a home gardener, enjoy landscaping around your home, or just own your own home, there are times when certain species of wildlife can become a nuisance and cause <img src="http://www.nachi.org/images/critters.gif" alt="" width="250" height="222" align="right" />damage to plants, and even greater economic losses. Wildlife damage can occur throughout the year, but the fall and winter months are times when food supplies and cover may become more limited for many wildlife species, causing them to find your home or landscape an attractive place to call home. Solving wildlife damage problems may seem out of your control.  But most often, you have more control over the problem than you think. It might not be easy, but if you think through the problem and put forth some effort, you can often cut your losses and maybe even eliminate them.</span> If you have concerns or questions about wildlife, you can ask your InterNACHI inspector about them during your next scheduled inspection. InterNACHI members are the best-trained inspectors in the industry. </div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Many different species of wildlife can become a nuisance and cause problems, under certain conditions. Raccoons, skunks, snakes, woodchucks and other rodents, such as moles, house mice, and tree squirrels can often cause problems. In addition, whitetail deer populations have increased in many urban environments to the point where they are becoming a nuisance by grazing on landscape plantings. Other problem wildlife can include starlings, pigeons, sparrows, or the woodpecker damaging the wood siding on your home, just to name a few.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Think Through the Problem</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">People experiencing a problem caused by critters usually want an easy, quick solution and often ask, &#8220;Is there something I can spray to get rid of this pest?&#8221; It is never quite that easy. Preventing and controlling wildlife damage requires a thought process, and often includes using integrated pest-management techniques. A successful wildlife damage program often makes use of a combination of control options, and usually begins with an accurate assessment of the damage and identification of the desired outcome. Wildlife damage management is the opposite of managing property to attract wildlife. To manage for wildlife, you must make sure that animals have sufficient food, water, and cover throughout the year. If you have unwanted animals around your home, it is a sure bet that there is food, water and cover in the area. The solution is to remove at least one of these elements.  And if you can remove two, that’s even better.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Try this sequence in thinking through a wildlife damage problem:</span></div>
<div>
<ul>
<li><span style="font-family: Arial;font-size: x-small">Identify the wildlife species causing the problem. This is the most important step. Correctly identifying the species of wildlife causing damage may seem simple, but it can be challenging, under certain circumstances. Learn about the life history and habitat requirements for the wildlife species that may be a potential problem in your area.</span></li>
<li><span style="font-family: Arial;font-size: x-small">Are there cultural techniques which you could use to modify the habitat and reduce the chances of having a wildlife damage problem? For instance, there may be certain plants which could be used in your home landscape that might not be an attractive food source for deer. Would more frequent mowing or herbicide use reduce the amount of weedy cover needed for a buildup of rodent populations?</span></li>
<li><span style="font-family: Arial;font-size: x-small">Is there some way you can keep the animal causing damage from getting into the site?</span></li>
<li><span style="font-family: Arial;font-size: x-small">If you can’t build them out, can you repel them from the area?  Sometimes, you can use chemical, home-made, visual or sound repellents to solve and control a problem.</span></li>
<li><span style="font-family: Arial;font-size: x-small">If you can’t put up an effective barrier or repel the animals from the problem site, the last step may involve removing from the area the animals that are causing the damage. It may be necessary to trap, shoot, use gas cartridges in dens, or use poison baits to control a wildlife damage problem. Of course, when considering these alternatives for controlling most wildlife species, you should check with a wildlife conservation agent or local animal control agent to get approval. Often, these persons will also provide some assistance.</span></li>
<li><span style="font-family: Arial;font-size: x-small">Remember that no entire species of wild animal is a nuisance or pest all the time. The trick is to deal only with the animal(s) causing damage, not try to eradicate the entire population.</span></li>
<li><span style="font-family: Arial;font-size: x-small">A final consideration: Is it worth the effort? It takes quite a bit of time and money to solve and control a wildlife damage problem. Can you tolerate some damage or losses caused by wildlife? Remember that the aesthetic benefits derived from viewing wildlife, and the importance of managing habitats for those wildlife species you wish to attract to your property. Ask yourself if the economic loss is greater than the control cost. If it is, then it is worthwhile to develop and implement a wildlife damage control program. </span></li>
</ul>
</div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Living With Wildlife</strong> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><br />
<strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small">Wild animals contribute to our enjoyment of nature and outdoor recreation, but they can also damage property, agriculture, and natural resources, and threaten human health and safety. Equipped with the right information and tools, most homeowners can solve their own problems and learn to live with wildlife. For example, trimming trees and shrubbery are ways of changing a habitat to make it less attractive to unwanted flocks of birds or even snakes.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">The following information may assist homeowners in keeping that curious raccoon out of the garbage can, that persistent rabbit or deer out of the garden, that goose or duck out of the backyard pool, that woodpecker off the siding, and that swooping bat out of the attic. Caution should always be taken to avoid overly aggressive animals.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small"> </span></strong></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Squirrels and Other Rodents</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">To keep these animals from becoming a permanent part of the family home and yard: use screens on vents and fan openings; keep doors and windows in good repair; tighten eaves; replace rotten boards; cap the chimney; trim overhanging trees; remove bird feeders or use squirrel-proof feeders; and remove acorns and other nuts from the yard. Chipmunks can be deterred by removing denning habitat, which includes logs, rock walls, and stones.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Woodchucks</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">Also known as groundhogs, these animals sometimes burrow near buildings, browse in gardens, and damage fruit trees and ornamental shrubs. Fencing can help reduce woodchuck damage. The lower edge of the fence should be buried at least 10 inches into the ground to prevent burrowing. The fence should be 3 to 4 feet high, with a surrounding electric hot-shot wire placed 4 to 5 inches off the ground. </span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Opossums and Skunks</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">Opossums and skunks become a problem to homeowners by raiding garbage cans and bird feeders; eating pet foods; and living under porches, low decks, open sheds, and any other areas that provide shelter. Skunks also dig holes in lawns, golf courses and gardens. Both animals sometimes kill poultry and eat eggs. To keep opossums and skunks from denning under buildings, seal off all foundation openings with wire mesh, sheet metal, or concrete. Chicken coops can be protected by sealing all ground-level openings into the buildings and by closing the doors at night. Foraging in garbage cans may be eliminated by providing tight-fitting lids and straps.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Bats</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">Bats prefer to avoid human contact; however, they are known to establish roosts in attics and abandoned buildings. Building and attic roosts can be eliminated by sealing entry and exit holes (after the bats have left) with such materials as 1/4-inch hardware cloth, caulking or wire mesh. If a bat makes its way into the house, you can usually encourage it to leave after dark by turning on lights and opening windows and doors. </span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Rabbits</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">Rabbits can be kept out of the garden and away from ornamental plants and small trees by using products containing repellents, such as Hinder, or by placing a 2-foot poultry fence around the area. It is important to bury the fence at least 6 inches beneath the surface of the ground. For information about taste repellents, check your local farm and garden center. Before using any chemical repellents, read the label carefully, and check with your state pesticide regulatory agency for application guidelines.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Raccoons</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">Raccoons are attracted to easy food sources, such as garden produce, garbage, and pet food. To help prevent scavenging, use metal trash cans that are fastened to a pole or other solid object. A strap or latch that secures the lid of the garbage can is also helpful. To keep raccoons out of the garden, use two strands of electric livestock fence. The strands should be placed atn 4 and 8 inches, respectively, off the ground and surround the entire garden. Exercise caution when implementing this exclusionary method in urban areas.  </span><span style="font-family: Arial;font-size: x-small">Raccoons will also readily inhabit attics, chimneys and sheds. Use metal flashing and 1-inch mesh hardware cloth to block entrances.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Snakes</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">The best way to keep snakes out of your house and yard is to seal cracks and openings around doors, windows, water pipes, attics and foundations. Removing logs, wood piles, and high grass, and controlling insects and rodents are also helpful. Remove non-poisonous snakes from inside buildings by placing piles of damp burlap bags in areas where snakes have been seen. After the snakes have curled up beneath the bags, remove the bags and snakes from the building. To remove dangerous snakes, call a professional pest control company.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Woodpeckers</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">These birds damage buildings by drilling holes into wooden siding, eaves and trim boards, especially those made of cedar and redwood. If the pecking creates a suitable cavity, the bird may use it for nesting. Effective methods of excluding woodpeckers include placing lightweight mesh nylon or plastic netting on the wooden siding beneath the eaves, covering pecked areas with metal sheathing, and using visual repellents, such as &#8221;eye-spot&#8221; balloons. </span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Deer</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">Deer feed on row crops, vegetables, fruit trees, nursery stock, stacked hay, and ornamental plants and trees. Deer can be discouraged by removing supplemental food sources, and by using scare devices and repellents. The only sure way to eliminate deer damage is to fence the deer out. A wire-mesh fence is effective if it is solidly constructed and at least 8 feet high. Electric fencing also helps reduce damage.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Coyotes and Foxes</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">These animals may carry rabies and sometimes prey on domestic pets, rabbits, ducks, geese, chickens, young pigs and lambs. Coyotes also kill calves, goats and deer. Net-wire and electric fencing will help exclude foxes and coyotes; however, because they are good climbers, a roof of net wire on livestock pens may also be necessary. For more information about fencing, contact your local county extension office.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">The protection of livestock and poultry is most important during the spring denning period. Foxes and coyotes will often den close to farm buildings, under haystacks, and inside hog lots and small pastures used for lambing. Shed lambing and farrowing in protected enclosures can be useful in preventing predation on young livestock. Additionally, noise- and light-making devices, such as the Electronic Guard, may keep these predators away. Guard dogs are also useful in preventing predation on sheep. Regrettably, dispersal methods are not effective in all situations, so other methods, including trapping or snaring, may have to be used.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Mountain Lions and Bears</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">As bear and lion habitats continue to be encroached upon by housing expansion, interactions between these animals and humans continues to increase. Bears are noted for destroying cornfields and trees, scavenging in garbage cans, demolishing the interiors of cabins and campers, and killing livestock. Lions are serious predators of sheep, goats, domestic pets, large livestock, poultry, bighorn sheep, and deer. Typical bear and lion predation on sheep leaves 10 or more killed in a single attack, and both species have been known to attack humans.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Prevention is the best method of controlling bear and lion damage. Heavy woven and electric fencing can effectively deter bears and lions from attacking livestock and damaging property. Loud music, barking dogs, exploder cannons, fireworks, gunfire, nightlights, scarecrows, and changes in the position of objects in the depredation area often provide temporary relief. The best way to protect pets is to keep them inside an enclosed kennel or shelter. Using guard dogs, removing garbage and dead carcasses, and placing crops and beehives at considerable distances away from timber and brush may reduce damage by bears. Mountain lions also prefer to hunt where escape cover is close by; removal of brush and trees within a quarter of a mile of buildings and livestock may reduce lion predation.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Professional relocation of damaging mountain lions and bears is sometimes necessary. For more information about state laws and regulations concerning relocation or lethal control of mountain lions and bears, contact your state wildlife agency.</span></div>
<div><span style="font-family: Arial;font-size: x-small"><img src="http://www.nachi.org/images/_Bear_.gif" alt="" width="193" height="194" /> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Remember, think through your problem before attempting to invest in a control program. What is the easiest, cheapest, most practical way to control the problem? What will be the least hazardous to pets, people, and non-target wildlife? Are you losing enough money to justify a control expense? Your goal should be to reduce damage to a level you can live with.</span><span style="font-family: Arial;font-size: x-small"><br />
</span></div>
<div>
<div><span style="font-family: Arial;font-size: medium"> </span></div>
<div><span style="font-family: Arial;font-size: medium"> </span></div>
<div><span style="font-family: Arial;font-size: medium"><a href="http://www.nachi.org/venomous-pests" target="_blank"><span style="font-size: x-small">Venomous Pests </span></a><br />
</span></div>
</div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/wildlife/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Really Matters on an Inspection</title>
		<link>http://thevirginiahomeinspector.com/blog/matters-inspection</link>
		<comments>http://thevirginiahomeinspector.com/blog/matters-inspection#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:13:30 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=520</guid>
		<description><![CDATA[What Really Matters in a Home Inspection Buying a home?  The process can be stressful.  A home inspection is supposed to give you peace of mind, but it often has the opposite effect.  You will be asked to absorb a lot of information over a short time.  This often includes a written report, checklist, photographs, [...]]]></description>
			<content:encoded><![CDATA[<h1><a href="http://cdn2.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO74.gif"><img class="aligncenter size-medium wp-image-522" src="http://cdn3.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO74-300x150.gif" alt="" width="300" height="150" /></a></h1>
<h1>What Really Matters in a Home Inspection</h1>
<div>Buying a home?  The process can be stressful.  A home inspection is supposed to give you peace of mind, but it often has the opposite effect.  You will be asked to absorb a lot of information over a short time.  This often includes a written report, checklist, photographs, environmental reports, and what the inspector himself says during the inspection.  All this combined with the seller&#8217;s disclosure and what you notice yourself make the experience even more overwhelming.  What should you do?</div>
<div> </div>
<div>Relax. Inspectors are professionals, and if yours is a member of InterNACHI, then you can trust that he/she is among the most highly trained in the industry. Most of your inspection will be related to maintenance recommendations and minor imperfections. These are good to know about.  However, the issues that really matter will fall into four categories:</div>
<ol>
<li>major defects:  An example of this would be a structural failure;</li>
<li>things that lead to major defects: a small roof-flashing leak, for example;</li>
<li>things that may hinder your ability to finance, legally occupy, or insure the home; and </li>
<li>safety hazards, such as an exposed, live buss bar at the electric panel.</li>
</ol>
<p>Anything in these categories should be addressed.  Often, a serious problem can be corrected inexpensively to protect both life and property (especially in categories 2 and 4).</p>
<div>Most sellers are honest and are often surprised to learn of defects uncovered during an inspection.  Realize that sellers are under no obligation to repair everything mentioned in the report.  No home is perfect.  Keep things in perspective.  Do not kill your deal over things that do not matter.  It is inappropriate to demand that a seller address deferred maintenance, conditions already listed on the seller&#8217;s disclosure, or nit-picky items.</div>
<p><a href="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO73.gif"><img class="aligncenter size-medium wp-image-521" src="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO73-300x150.gif" alt="" width="300" height="150" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/matters-inspection/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Water Quality</title>
		<link>http://thevirginiahomeinspector.com/blog/water-quality</link>
		<comments>http://thevirginiahomeinspector.com/blog/water-quality#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:09:24 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=517</guid>
		<description><![CDATA[  International Association of Certified Home Inspectors Jump to Menu Water Quality Drinking Water   The United States has one of the safest water supplies in the world. However, national statistics don’t tell you specifically about the quality and safety of the water coming out of your tap. That’s because drinking water quality varies from [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO72.gif"><img class="aligncenter size-medium wp-image-518" src="http://cdn3.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO72-300x150.gif" alt="" width="300" height="150" /></a></p>
<p><a name="top"></a></p>
<p><!-- logo box --> </p>
<div id="n-logobox">
<h1><a href="http://www.nachi.org/"><img src="http://nachi.cachefly.net/images/2007/internachi.gif" border="0" alt="InterNACHI" width="250" height="120" align="middle" /></a> International Association of Certified Home Inspectors</h1>
<p><a href="http://www.nachi.org/waterquality.htm#menu">Jump to Menu</a></div>
<p><!-- page content --></p>
<div id="n-content">
<h1>Water Quality</h1>
<div><span style="font-family: Arial;font-size: x-small"><strong>Drinking Water</strong></span></div>
<div>  <img src="http://www.nachi.org/images/dot.gif" alt="" width="258" height="367" align="right" /></div>
<div><span style="font-family: Arial;font-size: x-small">The United States has one of the safest water supplies in the world. However, national statistics don’t tell you specifically about the quality and safety of the water coming out of your tap. That’s because drinking water quality varies from place to place, depending on the condition of the source water from which it is drawn, and the treatment it receives. Now you have a new way to find information about your drinking water if it comes from a public water supplier (The EPA doesn’t regulate private wells, but recommends that well.  owners have their water tested annually.) Starting in 1999, every community water supplier must provide an annual report (sometimes called a &#8220;consumer confidence report&#8221;) to its customers. The report provides information on your local drinking water quality, including the water’s source, the contaminants found in the water, and how consumers can get involved in protecting drinking water. You may want more information, or you may have more questions. One place you can go is to your water supplier, who is best equipped to answer questions about your specific water supply.<strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>What contaminants may be found in drinking water?</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong><br />
There is no such thing as naturally pure water. In nature, all water contains some impurities. As water flows in streams, sits in lakes, and filters through layers of soil and rock in the ground, it dissolves or absorbs the substances that it touches. Some of these substances are harmless. In fact, some people prefer mineral water precisely because minerals give it an appealing taste. However, at certain levels, minerals, just like man-made chemicals, are considered contaminants that can make water unpalatable or even unsafe. Some contaminants come from the erosion of natural rock formations. Other contaminants are substances discharged from factories, applied to farmlands, or used by consumers in their homes and yards. Sources of contaminants might be in your neighborhood or might be many miles away. Your local water quality report tells which contaminants are in your drinking water, the levels at which they were found, and the actual or likely source of each contaminant. Some ground water systems have established wellhead protection programs to prevent substances from contaminating their wells. Similarly, some surface-water systems protect the watershed around their reservoir to prevent contamination. Right now, states and water suppliers are working systematically to assess every source of drinking water, and to identify potential sources of contaminants. This process will help communities to protect their drinking water supplies from contamination.<strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Where does drinking water come from?</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><br />
A clean, constant supply of drinking water is essential to every community. People in large cities frequently drink water that comes from surface-water sources, such as lakes, rivers and reservoirs. Sometimes, these sources are close to the community. Other times, drinking water suppliers get their water from sources many miles away. In either case, when you think about where your drinking water comes from, it’s important to consider not just the part of the river or lake that you can see, but the entire watershed. The watershed is the land area over which water flows into the river, lake or reservoir. In rural areas, people are more likely to drink ground water that was pumped from a well. These wells tap into aquifers, the natural reservoirs under the earth’s surface, that may be only a few miles wide, or may span the borders of many states. As with surface water, it is important to remember that activities many miles away from you may affect the quality of ground water. Your annual drinking water quality report will tell you where your water supplier gets your water. </span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>How is drinking water treated?</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><br />
When a water supplier takes untreated water from a river or reservoir, the water often contains dirt and tiny pieces of leaves and other organic matter, as well as trace amounts of certain contaminants. When it gets to the treatment plant, water suppliers often add chemicals, called coagulants, to the water. These act on the water as it flows very slowly through tanks so that the dirt and other contaminants form clumps that settle to the bottom. Usually, this water then flows through a filter for removal of the smallest contaminants, such as viruses and Giardia. Most ground water is naturally filtered as it passes through layers of the earth into underground reservoirs known as aquifers. Water that suppliers pump from wells generally contains less organic material than surface water, and may not need to go through any or all of these treatments.</span> <img src="http://www.epa.gov/safewater/pws/images/page_index_watertower.jpg" alt="The image" align="right" /><span style="font-family: Arial;font-size: x-small"> The quality of the water will depend on local conditions. The most common drinking water treatment, considered by many to be one of the most important scientific advances of the 20th century, is disinfection. Most water suppliers add chlorine or another disinfectant to kill bacteria and other germs. Water suppliers use other treatments as needed, according to the quality of their source water. For example, systems whose water is contaminated with organic chemicals can treat their water with activated carbon, which adsorbs or attracts the chemicals dissolved in the water. </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small"> </span></strong></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>What if I have special health needs?</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><br />
People who have HIV/AIDS, are undergoing chemotherapy, take steroids, or for another reason have a weakened immune system may be more susceptible to microbial contaminants, including Cryptosporidium, in drinking water. If you or someone you know fall into one of these categories, talk to your healthcare provider to find out if you need to take special precautions, such as boiling your water. Young children are particularly susceptible to the effects of high levels of certain contaminants, including nitrate and lead. To avoid exposure to lead, use water from the cold tap for making baby formula, drinking and cooking, and let the water run for a minute or more if the water hasn’t been turned on for six or more hours. If your water supplier alerts you that your water does not meet the EPA’s standard for nitrates, and you have children under 6 months old, consult your healthcare provider. You may want to find an alternate source of water that contains lower levels of nitrates for your child.<br />
<strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>What are the health effects of contaminants in drinking water?</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><br />
The EPA has set standards for more than 80 contaminants that may be present in drinking water and pose a risk to human health. The EPA sets these standards to protect the health of everybody, including vulnerable groups like children. The contaminants fall into two groups, according to the health effects that they cause. Your local water supplier will alert you through the local media, direct mail, or other means if there is a potential acute or chronic health effect from compounds in the drinking water. You may want to contact them for additional information specific to your area. Acute effects occur within hours or days of the time that a person consumes a contaminant. People can suffer acute health effects from almost any contaminant if they are exposed to extraordinarily high levels (as in the case of a spill). In drinking water,microbes, such as bacteria and viruses, are the contaminants with the greatest chance of reaching levels high enough to cause acute health effects. Most people’s bodies can fight off these microbial contaminants the way they fight off germs, and these acute contaminants typically don’t have permanent effects. Nonetheless, when high-enough levels occur, they can make people ill, and can be dangerous or deadly for a person whose immune system is already weak due to HIV/AIDS, chemotherapy, steroid use, or another reason. Chronic effects occur after people consume a contaminant at levels over the EPA’s safety standards for many years. The drinking water contaminants that can have chronic effects are chemicals (such as disinfection byproducts, solvents, and pesticides), radionuclides (such as radium), and minerals (such as arsenic). Examples of these chronic effects include cancer, liver and kidney problems, and reproductive difficulties.</span> <img src="http://www.nachi.org/images/wglass.gif" alt="" width="321" height="259" align="left" /></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Who is responsible for drinking water quality?</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><br />
The Safe Drinking Water Act gives the Environmental Protection Agency (EPA) the responsibility for setting national drinking water standards that protect the health of the 250 million people who get their water from public water systems. Other people get their water from private wells which are not subject to federal regulations. Since 1974, the EPA has set national standards for over 80 contaminants that may occur in drinking water. While the EPA and state governments set and enforce standards, local governments and private water suppliers have direct responsibility for the quality of the water that flows to your tap. Water systems test and treat their water, maintain the distribution systems that deliver water to consumers, and report on their water quality to the state. States and the EPA provide technical assistance to water suppliers and can take legal action against systems that fail to provide water that meets state and EPA standards. </span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"> <strong>What is a violation of a drinking water standard?</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><br />
Drinking water suppliers are required to monitor and test their water many times, for many things, before sending it to consumers. These tests determine whether and how the water needs to be treated, as well as the effectiveness of the treatment process. If a water system consistently sends to consumers water that contains a contaminant at a level higher than EPA or state health standards regulate, or if the system fails to monitor for a contaminant, the system is violating regulations, and is subject to fines and other penalties. When a water system violates a drinking water regulation, it must notify the people who drink its water about the violation, what it means, and how they should respond. In cases where the water presents an immediate health threat, such as when people need to boil water before drinking it, the system must use television, radio and newspapers to get the word out as quickly as possible. Other notices may be sent by mail, or delivered with the water bill. Each water suppliers’ annual water quality report must include a summary of all the violations that occurred during the previous year. </span></div>
<div> </div>
<div><span style="font-family: Arial;font-size: x-small"><strong>How can I help protect my drinking water?</strong></span></div>
<p><span style="font-family: Arial;font-size: x-small"></p>
<div>
Using the new information that is now available about drinking water, citizens can be aware of the challenges of keeping drinking water safe and take an active role in protecting drinking water. There are lots of ways that individuals can get involved. Some people will help clean up the watershed that is the source of their community’s water. Other people might get involved in wellhead protection activities to prevent the contamination of the ground water source that provides water to their community. These people will be able to make use of the information that states and water systems are gathering as they assess their sources of water.  Concerned citizens may want to attend public meetings to ensure that their community’s need for safe drinking water is considered in making decisions about land use. You may wish to participate when your state and water system make funding decisions. And all consumers can do their part to conserve water and to dispose properly of household chemicals.</div>
<p></span><span style="font-family: Arial;font-size: x-small"><span style="font-family: Arial;font-size: x-small"></p>
<div>
<div> </div>
</div>
<p></span></span></p>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/water-quality/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Water Damage</title>
		<link>http://thevirginiahomeinspector.com/blog/water-damage</link>
		<comments>http://thevirginiahomeinspector.com/blog/water-damage#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:06:32 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=514</guid>
		<description><![CDATA[  International Association of Certified Home Inspectors Jump to Menu Protect Your Property From Water Damage Water may be essential to life, but, as a destructive force, water can diminish the value of your home or building. Homes as well as commercial buildings can suffer water damage that results in increased maintenance costs, a decrease [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cdn3.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO71.gif"><img class="aligncenter size-medium wp-image-515" src="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO71-300x150.gif" alt="" width="300" height="150" /></a></p>
<p><a name="top"></a></p>
<p><!-- logo box --> </p>
<div id="n-logobox">
<h1><a href="http://www.nachi.org/"><img src="http://nachi.cachefly.net/images/2007/internachi.gif" border="0" alt="InterNACHI" width="250" height="120" align="middle" /></a> International Association of Certified Home Inspectors</h1>
<p><a href="http://www.nachi.org/waterdamage.htm#menu">Jump to Menu</a></div>
<p><!-- page content --></p>
<div id="n-content">
<h1>Protect Your Property From Water Damage</h1>
<div><span style="font-family: Arial;font-size: x-small">Water may be essential to life, but, as a</span><span style="font-family: Arial;font-size: x-small"> destructive force, water can diminish the value</span><span style="font-family: Arial;font-size: x-small"> of your home or building. Homes as well as commercial</span><span style="font-family: Arial;font-size: x-small"> buildings </span><span style="font-family: Arial;font-size: x-small">can suffer water damage that results in</span><span style="font-family: Arial;font-size: x-small"> increased maintenance costs, a decrease in the</span><span style="font-family: Arial;font-size: x-small"> value of the property, lowered productivity, and</span><span style="font-family: Arial;font-size: x-small"> potential liability associated with a decline in indoor air quality. The best way to protect against this potential loss is to ensure that the building components which enclose the structure, known as the building envelope, are water-resistant. Also, you will want to ensure that manufacturing processes, if present, do not allow excess water to accumulate. Finally, make sure that the plumbing and ventilation systems, which can be quite complicated in buildings, operate efficiently and are well-maintained. This article provides some basic steps for identifying and eliminating potentially damaging excess moisture.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><strong><span style="font-family: Arial;font-size: x-small">Identify and Repair All Leaks and Cracks <img src="http://www.nachi.org/images/water.gif" alt="" width="302" height="224" align="right" /></span></strong></div>
<div><strong><span style="font-family: Arial;font-size: x-small"> </span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">The following are common building-related sources of water intrusion:</span></div>
<div>
<ul>
<li><span style="font-family: Arial;font-size: x-small"><strong>windows and doors:</strong> Check for leaks</span><span style="font-family: Arial;font-size: x-small"> around your windows, storefront systems and</span><span style="font-family: Arial;font-size: x-small"> doors.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>roof:</strong> Improper drainage systems and roof</span><span style="font-family: Arial;font-size: x-small"> sloping reduce roof life and become a primary</span><span style="font-family: Arial;font-size: x-small"> source of moisture intrusion. Leaks are also</span><span style="font-family: Arial;font-size: x-small"> common around vents for exhaust or</span><span style="font-family: Arial;font-size: x-small"> plumbing, rooftop air-conditioning units, or</span><span style="font-family: Arial;font-size: x-small"> other specialized equipment.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>foundation and exterior walls:</strong> Seal any</span><span style="font-family: Arial;font-size: x-small"> cracks and holes in exterior walls, joints and</span><span style="font-family: Arial;font-size: x-small"> foundations. These often develop as a</span><span style="font-family: Arial;font-size: x-small"> naturally occurring byproduct of differential</span><span style="font-family: Arial;font-size: x-small"> soil settlement.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>plumbing: </strong>Check for leaking plumbing</span><span style="font-family: Arial;font-size: x-small"> fixtures, dripping pipes (including fire</span><span style="font-family: Arial;font-size: x-small"> sprinkler systems), clogged drains (both</span><span style="font-family: Arial;font-size: x-small"> interior and exterior), defective water drainage</span><span style="font-family: Arial;font-size: x-small"> systems and damaged manufacturing</span><span style="font-family: Arial;font-size: x-small"> equipment.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>ventilation, heating and air</strong></span><span style="font-family: Arial;font-size: x-small"><strong> conditioning (HVAC) systems:</strong> Numerous</span><span style="font-family: Arial;font-size: x-small"> types, some very sophisticated, are a crucial</span><span style="font-family: Arial;font-size: x-small"> component to maintaining a healthy,</span><span style="font-family: Arial;font-size: x-small"> comfortable work environment. They are</span><span style="font-family: Arial;font-size: x-small"> comprised of a number of components</span><span style="font-family: Arial;font-size: x-small"> (including chilled water piping and</span><span style="font-family: Arial;font-size: x-small"> condensation drains) that can directly</span><span style="font-family: Arial;font-size: x-small"> contribute to excessive moisture in the work</span><span style="font-family: Arial;font-size: x-small"> environment. In addition, in humid climates,</span><span style="font-family: Arial;font-size: x-small"> one of the functions of the system is to reduce</span><span style="font-family: Arial;font-size: x-small"> the ambient air moisture level (relative humidity)</span><span style="font-family: Arial;font-size: x-small"> throughout the building. An improperly</span><span style="font-family: Arial;font-size: x-small"> operating HVAC system will not perform this</span><span style="font-family: Arial;font-size: x-small"> function.</span></li>
</ul>
</div>
<div><strong><span style="font-family: Arial;font-size: x-small">Prevent Water Intrusion Through Good Inspection and Maintenance Programs</span></strong></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small">Hire a qualified InterNACHI inspector to perform an inspection of the following elements of your building to ensure that they remain in good condition:</span></div>
<div>
<ul>
<li><span style="font-family: Arial;font-size: x-small"><strong>flashings and sealants:</strong> Flashing, which is</span><span style="font-family: Arial;font-size: x-small"> typically a thin metal strip found around</span><span style="font-family: Arial;font-size: x-small"> doors, windows and roofs, are designed to</span><span style="font-family: Arial;font-size: x-small"> prevent water intrusion in spaces where two</span><span style="font-family: Arial;font-size: x-small"> building materials come together. Sealants and</span><span style="font-family: Arial;font-size: x-small"> caulking are specifically applied to prevent</span><span style="font-family: Arial;font-size: x-small"> moisture intrusion at building joints. Both</span><span style="font-family: Arial;font-size: x-small"> must be maintained and in good condition.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>vents:</strong> All vents should have appropriate</span><span style="font-family: Arial;font-size: x-small"> hoods, exhaust to the exterior, and be in good</span><span style="font-family: Arial;font-size: x-small"> working order.</span></li>
<li><span style="font-family: Arial;font-size: x-small">Review the use of <strong>manufacturing</strong></span><span style="font-family: Arial;font-size: x-small"><strong> equipment</strong> that may include water for processing</span><span style="font-family: Arial;font-size: x-small"> or cooling. Ensure wastewater drains</span><span style="font-family: Arial;font-size: x-small"> adequately away, with no spillage. Check for</span><span style="font-family: Arial;font-size: x-small"> condensation around hot or cold materials or</span><span style="font-family: Arial;font-size: x-small"> heat-transfer equipment.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>HVAC</strong></span><span style="font-family: Arial;font-size: x-small"> systems are much more complicated in</span><span style="font-family: Arial;font-size: x-small"> <strong>commercial </strong>buildings. Check for leakage in</span><span style="font-family: Arial;font-size: x-small"> supply and return water lines, pumps, air</span><span style="font-family: Arial;font-size: x-small"> handlers and other components. Drain lines</span><span style="font-family: Arial;font-size: x-small"> should be clean and clear of obstructions.</span><span style="font-family: Arial;font-size: x-small"> Ductwork should be insulated to prevent</span><span style="font-family: Arial;font-size: x-small"> condensation on exterior surfaces.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>humidity:</strong> Except in specialized facilities,</span><span style="font-family: Arial;font-size: x-small"> the relative humidity in your building should</span><span style="font-family: Arial;font-size: x-small"> be between 30% and 50%. Condensation on</span><span style="font-family: Arial;font-size: x-small"> windows, wet stains on walls and ceilings, and</span><span style="font-family: Arial;font-size: x-small"> musty smells are signs that relative humidity may</span><span style="font-family: Arial;font-size: x-small"> be high. If you are concerned about the</span><span style="font-family: Arial;font-size: x-small"> humidity level in your building, consult with</span><span style="font-family: Arial;font-size: x-small"> a mechanical engineer, contractor or air-</span><span style="font-family: Arial;font-size: x-small">conditioning repair company to determine if</span><span style="font-family: Arial;font-size: x-small"> your HVAC system is properly sized and in</span><span style="font-family: Arial;font-size: x-small"> good working order. A mechanical engineer</span><span style="font-family: Arial;font-size: x-small"> should be consulted when renovations to</span><span style="font-family: Arial;font-size: x-small"> interior spaces take place.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>moist areas:</strong> Regularly clean off, then dry</span><span style="font-family: Arial;font-size: x-small"> all surfaces where moisture frequently collects.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>expansion joints:</strong> Expansion joints are</span><span style="font-family: Arial;font-size: x-small"> materials between bricks, pipes and other</span><span style="font-family: Arial;font-size: x-small"> building materials that absorb movement. If</span><span style="font-family: Arial;font-size: x-small"> expansion joints are not in good condition,</span><span style="font-family: Arial;font-size: x-small"> water intrusion can occur. </span></li>
</ul>
</div>
<div><strong><span style="font-family: Arial;font-size: x-small">Protection From Water Damage</span></strong></div>
<div>
<ul>
<li><span style="font-family: Arial;font-size: x-small"><strong>interior finish materials:</strong> Replace drywall,</span><span style="font-family: Arial;font-size: x-small"> plaster, carpet and stained or water-damaged</span><span style="font-family: Arial;font-size: x-small"> ceiling tiles. These are not only good evidence</span><span style="font-family: Arial;font-size: x-small"> of a moisture intrusion problem, but can lead</span><span style="font-family: Arial;font-size: x-small"> to deterioration of the work environment, if</span><span style="font-family: Arial;font-size: x-small"> they remain over time.</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>exterior walls:</strong> Exterior walls are generally</span><span style="font-family: Arial;font-size: x-small"> comprised of a number of materials combined</span><span style="font-family: Arial;font-size: x-small"> into a wall assembly. When properly</span><span style="font-family: Arial;font-size: x-small"> designed and constructed, the assembly is the</span><span style="font-family: Arial;font-size: x-small"> first line of defense between water and the</span><span style="font-family: Arial;font-size: x-small"> interior of your building. It is essential that</span><span style="font-family: Arial;font-size: x-small"> they be maintained properly (including</span><span style="font-family: Arial;font-size: x-small"> regular refinishing and/or resealing with the</span><span style="font-family: Arial;font-size: x-small"> correct materials).</span></li>
<li><span style="font-family: Arial;font-size: x-small"><strong>storage areas:</strong> Storage areas should be kept</span><span style="font-family: Arial;font-size: x-small"> clean.  Allow air to circulate to prevent</span><span style="font-family: Arial;font-size: x-small"> potential moisture accumulation.</span></li>
</ul>
</div>
<div><strong><span style="font-family: Arial;font-size: x-small">Act Quickly if  Water Intrusion Occurs</span></strong></div>
<div><strong><span style="font-family: Arial;font-size: x-small"> </span></strong></div>
<div><span style="font-family: Arial;font-size: x-small">Label shut-off valves so that the water supply can be easily closed in the event of a plumbing leak. If water intrusion does occur, you can minimize the damage by addressing the problem quickly and thoroughly. Immediately remove standing water and all moist materials, and consult with a building professional. Should your building become damaged by a catastrophic event, such as fire, flood or storm, take appropriate action to prevent further water damage, once it is safe to do so. This may include boarding up damaged windows, covering a damaged roof with plastic sheeting, and/or removing wet materials and supplies. Fast action on your part will help minimize the time and expense for repairs, resulting in a faster recovery.</span></div>
<div>
<p><span style="font-family: Arial;font-size: x-small"> </span></p>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><a href="http://www.nachi.org/flood-damaged-buildings.htm" target="_blank">Flood-damaged buildings</a></span></div>
<div><span style="font-family: Arial;font-size: x-small"><a href="http://www.nachi.org/standpipes.htm" target="_blank">Standpipes</a></span></div>
</div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/water-damage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VA Loan Basics</title>
		<link>http://thevirginiahomeinspector.com/blog/va-loan-basics</link>
		<comments>http://thevirginiahomeinspector.com/blog/va-loan-basics#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:04:02 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=511</guid>
		<description><![CDATA[  International Association of Certified Home Inspectors Jump to Menu VA Loan Basics by Nick Gromicko and Rob London      A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). Like FHA loans, VA loans are backed by the federal government in order to protect lenders against default, [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO70.gif"><img class="aligncenter size-medium wp-image-512" src="http://cdn2.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO70-300x150.gif" alt="" width="300" height="150" /></a></p>
<p><a name="top"></a></p>
<p><!-- logo box --> </p>
<div id="n-logobox">
<h1><a href="http://www.nachi.org/"><img src="http://nachi.cachefly.net/images/2007/internachi.gif" border="0" alt="InterNACHI" width="250" height="120" align="middle" /></a> International Association of Certified Home Inspectors</h1>
<p><a href="http://www.nachi.org/va-loan-basics.htm#menu">Jump to Menu</a></div>
<p><!-- page content --></p>
<div id="n-content">
<h1>VA Loan Basics</h1>
<div>
<div><span style="font-size: xx-small">by Nick Gromicko and Rob London</span></div>
</div>
<div>
<div> <br />
  </div>
</div>
<p>A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). <img src="http://www.nachi.org/images10/va.png" alt="VA loans can be very helpful for veterans" width="360" height="270" align="right" /></p>
<p>Like FHA loans, VA loans are backed by the federal government in order to protect lenders against default, an assurance that removes barriers to home buying for prospective homeowners when they attempt to get a mortgage. This loan guarantee has its origins in the Servicemen&#8217;s Readjustment Act (more commonly known as the G.I. Bill), passed by U.S. Congress in 1944 to provide a wide range of benefits for soldiers returning from WWII. Eligibility for VA loans – as well as unemployment compensation, vocational training, and other offerings of the G.I. Bill – have since been made available to veterans of subsequent wars and peacetime service.</p>
<p>VA loans serve two primary purposes:</p>
<ul>
<li>to finance loans for eligible veterans in regions where private financing is not available, which are generally rural areas, and small cities and towns far from metropolitan and commuting areas of large cities; and</li>
<li>to help eligible veterans who lack sufficient funds for a down payment to purchase properties.</li>
</ul>
<p>VA loans offer eligible veterans a number of benefits that are not available to recipients of conventional loans. Note that not all of the following features are available to those receiving FHA loans. VA loan benefits include:</p>
<ul>
<li>100% financing on purchases and refinances. Loans are available up to $417,000 (as of 2009), although this amount is higher in some areas with a higher cost of living and/or inflated real estate markets, such as Hawaii, Alaska and California;</li>
<li>no Private Mortgage Insurance (PMI). PMI is money paid to a lender to offset losses in the event that the borrower defaults and the lender cannot recover its investment after foreclosure;</li>
<li>fixed, competitive interest rates;</li>
<li>the loan is assumable, meaning that borrowers can sell their homes to non-veterans and pass along the benefits of the VA loan to the buyers;</li>
<li>forbearance, in which the federal government can extend leniency to veterans experiencing temporary financial hardship;</li>
<li>no prepayment penalty. Penalties are applied to conventional loans when borrowers choose to pay off their mortgages early, which then gives them the option of refinancing at a lower interest rate;</li>
<li>easy credit and low income standards, compared with conventional loans;</li>
<li>the builder of a new home is required to give the purchasing veteran a one-year warranty, protecting the borrower against construction that conflicts with VA-approved specifications. Also, the VA will compensate the borrower for correction of structural defects in the home within four years of the loan guarantee if the defects seriously affect livability. An InterNACHI inspector should be hired to inspect for structural defects;</li>
<li>the borrower may be charged only the fees and other costs that the VA considers appropriate;</li>
<li>the down payment may be financed. Closing costs and funding fees still apply, however; and</li>
<li>in California, veterans may be eligible to receive additional benefits from a Cal-Vet Home Loan, such as reusability (you can receive a new Cal-Vet loan whenever you purchase a property as long as you have paid off previous Cal-Vet loans), and earthquake, fire and mudslide protection plans.</li>
</ul>
<div>In order to be eligible for a VA home loan, the borrower must obtain a Certificate of Eligibility by completing the VA Form 26-1880. Veterans, active-duty, guard, reserve, and military spouses potentially qualify for this certificate. Veterans and active military personnel need to have served for a designated duration, depending on war- or peacetime, in order to be considered eligible. The certificate states the entitlement amount, which is the portion of mortgage that the VA will guarantee for each serviceperson. Keep in mind that the Certificate of Eligibility, while necessary for the loan process, only allows an eligible individual to apply for a home loan, but it does not guarantee loan approval.</div>
<div> </div>
<div>In summary, VA loans offer eligible veterans a variety of benefits that are not available to recipients of conventional or even FHA loans.</div>
<div> </div>
<div> </div>
<div>
<div> </div>
</div>
<div>
<div><a href="http://www.nachi.org/fha-loan-basics.htm" target="_blank">FHA Loan Basics </a></div>
</div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/va-loan-basics/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>USDA Loans</title>
		<link>http://thevirginiahomeinspector.com/blog/usda-loans</link>
		<comments>http://thevirginiahomeinspector.com/blog/usda-loans#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:00:37 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=507</guid>
		<description><![CDATA[  International Association of Certified Home Inspectors Jump to Menu USDA Loans by Nick Gromicko and Rob London     USDA loans are housing loans that are backed through the Rural Housing Division of the U.S. Department of Agriculture (USDA).      Purpose   In the wake of the mortgage crisis in 2008 and 2009, lenders [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cdn2.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO69.gif"><img class="aligncenter size-medium wp-image-508" src="http://cdn2.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO69-300x150.gif" alt="" width="300" height="150" /></a></p>
<p><a name="top"></a></p>
<p><!-- logo box --> </p>
<div id="n-logobox">
<h1><a href="http://www.nachi.org/"><img src="http://nachi.cachefly.net/images/2007/internachi.gif" border="0" alt="InterNACHI" width="250" height="120" align="middle" /></a> International Association of Certified Home Inspectors</h1>
<p><a href="http://www.nachi.org/usda-loans.htm#menu">Jump to Menu</a></p>
</div>
<p><!-- page content --></p>
<div id="n-content">
<h1>USDA Loans</h1>
<div><span style="font-size: xx-small">by Nick Gromicko and Rob London</span></div>
<div> </div>
<div> </div>
<div>USDA loans are housing loans that are backed through the Rural Housing Division<strong> </strong>of the U.S. Department of Agriculture (USDA).<img src="http://www.nachi.org/images10/usda_logo_4jrq_9adc.png" alt="The USDA offers competitive loans for borrowers in rural areas" width="349" height="241" align="right" /></div>
<div> </div>
<div><strong> </strong> </div>
<div><strong>Purpose</strong></div>
<div> </div>
<div>In the wake of the mortgage crisis in 2008 and 2009, lenders have become more cautious, so it&#8217;s harder for home buyers, especially first-timers, to secure financing, especially those with low incomes or little money for a down payment. In response, the USDA has enacted changes that made millions of borrowers eligible for their rural mortgage programs, which have been around for decades. These loans are primarily used to help low-income individuals and families purchase homes in rural areas, given the challenges faced in finding an affordable mortgage loan or deriving high income in sparsely populated areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities. If the borrower defaults on payments, loan funds are still guaranteed to the lender.</div>
<div> </div>
<div><strong> </strong> </div>
<div><strong>Eligibility of Applicants</strong></div>
<div> </div>
<div>The following factors affect eligibility for USDA loans:</div>
<div>
<ul>
<li>Loans are restricted to borrowers in rural areas, although many of the zip codes that qualify for USDA loans are in relatively typical suburbs of major cities.  The 2002 Farm Bill defines a rural area as &#8220;any area other than (1) a city or town that has a population of greater than 50,000 inhabitants, and (2) the urbanized areas contiguous and adjacent to such a city or town.&#8221;</li>
<li>Applicants for loans may have an income of up to 115% of the median income for the area. If an income exceeds the maximum mark, you may be able to make certain adjustments that will help you qualify.</li>
<li>Applicant families must currently be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance. Copies of IRS tax filings from years prior may be required, especially if the prospective borrower is self-employed or has worked many jobs over the past few years.</li>
<li>Applicants must have reasonable credit histories. Late payments will appear on the credit history, as will bankruptcies, repossessions and  foreclosures.</li>
<li>The amount loaned will also depend on the number of dependents claimed by the applicant.</li>
</ul>
</div>
<div><strong> </strong> </div>
<div><strong>Eligibility of Housing</strong></div>
<div> </div>
<div>Housing must be modest in size, design and cost. Also, houses constructed, purchased or rehabilitated must meet the building code adopted by the state and the Housing and Community Facilities Programs&#8217; (HCFP) thermal and site standards. New manufactured housing must be permanently installed and meet the manufactured housing construction and safety standards of the U.S. Department of Housing and Urban Development (HUD), as well as the HCFP&#8217;s thermal and site standards.  Existing manufactured housing may not qualify unless it is already financed with an HCFP direct or guaranteed loan, or it is Real Estate-Owned (REO), formerly secured by an HCFP direct or guaranteed loan.</div>
<div> </div>
<div> </div>
<div><strong>USDA Loans vs. Federal Housing Authority</strong> <strong>(FHA) Loans </strong></div>
<div> </div>
<div>While the USDA and FHA both insure loans made by private lenders, the policies and eligibility requirements for each are quite different. The following are the principle differences:</div>
<ul>
<li>Unlike loans offered by the FHA, USDA loans have no monthly mortgage insurance premium.</li>
<li>The FHA requires that an applicant invest 3.5% of the purchase price as a down payment, although this fee may be donated by an employer, a blood relative, or a non-profit organization that is approved by HUD.  The USDA does not require a down payment.</li>
<li>Both the USDA and FHA have similar appraisal requirements.  Both feature mortgage options for a fixed rate mortgage, and repayment terms of 15 years and 30 years.</li>
<li>FHA loans may be as high as $729,750, while USDA loans are limited to $300,000.</li>
</ul>
<div> </div>
<div>In summary, USDA loans are a good option for many prospective home buyers and borrowers living in (or moving to) rural areas.</div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/usda-loans/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Termites</title>
		<link>http://thevirginiahomeinspector.com/blog/termites</link>
		<comments>http://thevirginiahomeinspector.com/blog/termites#comments</comments>
		<pubDate>Wed, 08 Jun 2011 13:57:30 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=504</guid>
		<description><![CDATA[  International Association of Certified Home Inspectors Jump to Menu Termite Control in the Home Wood-destroying insects and other organisms can cause serious problems in the wooden structural components of a house, and may go undetected for a long period of time.   New Construction   All chemical soil treatments, bait systems, and chemical wood [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://cdn2.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO68.gif"><img class="aligncenter size-medium wp-image-505" src="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO68-300x150.gif" alt="" width="300" height="150" /></a></p>
<p><a name="top"></a></p>
<p><!-- logo box --> </p>
<div id="n-logobox">
<h1><a href="http://www.nachi.org/"><img src="http://nachi.cachefly.net/images/2007/internachi.gif" border="0" alt="InterNACHI" width="250" height="120" align="middle" /></a> International Association of Certified Home Inspectors</h1>
<p><a href="http://www.nachi.org/termites.htm#menu">Jump to Menu</a></div>
<p><!-- page content --></p>
<div id="n-content">
<h1>Termite Control in the Home</h1>
<div><span style="font-size: x-small">Wood-destroying insects and other organisms can cause serious problems in the wooden structural components of a house, and may go undetected for a long period of time. <img src="http://www.nachi.org/images/termites.gif" alt="" width="266" height="199" align="right" /></span></div>
<div><span style="font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>New Construction</strong></span></div>
<div> </div>
<div><span style="font-family: Arial;font-size: x-small">All chemical soil treatments, bait systems, and chemical wood treatment must be approved by the Environmental Protection Agency (EPA) and applied in accordance with the EPA label&#8217;s instructions. In some cases, it is not feasible for a builder to arrange for soil treatment. In this regard, the International Residential Code (IRC) by the International Code Council allows a builder to utilize pressure-treated wood as a measure of termite protection. If pressure-treated wood is used, however, it must be used in all framing members up to and including the top plate of the first floor&#8217;s level wall. This includes the sub-floor and floor joists of the first floor. The use of pressure-treated wood in only the sill plate is not acceptable. In such cases, the builder must provide the lender with a letter stating that the house is protected from termites by the use of pressure-treated wood. The builder must also provide the home buyer with a one-year warranty against termites.</span><span style="font-family: Arial;font-size: x-small"> The use of post-construction soil treatment where the chemicals are applied only around the perimeter of the foundation is NOT acceptable in new construction.</span></div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Appraiser’s Observations</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div>
<div><span style="font-family: Arial;font-size: x-small">Appraisers are to observe all areas of the house and other structures/areas within the legal boundaries of the property that have potential for infestation by termites and other wood-destroying organisms, including the bottoms of exterior doors and frames, wood siding in contact with the ground, and crawlspaces. Mud tunnels running from the ground up the side of the house may indicate termite infestation. Observe the eaves and gable vents and wood window sills for indication of the entrance of swarming termites, and note excessive dampness or large areas where the vegetation is dead. Evidence of active termite infestation must be noted.</span></div>
<div><span style="font-size: x-small"><strong> </strong></span></div>
<div><span style="font-size: x-small"><strong>Termites</strong></span><br />
<span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
</div>
<div><span style="font-family: Arial;font-size: x-small">Subterranean termites are the most damaging insects of wood. Their presence is hard to notice, and damage usually is found before the termites are<img src="http://www.nachi.org/images/termite.gif" alt="" width="208" height="88" align="right" /> seen. Prevent infestations because if they occur, they will almost always need professional pest-control service.</span></div>
<div>
<div>
<div><span style="font-family: Arial;font-size: x-small"> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Signs of Infestation</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small">Hire a qualified InterNACHI inspector to inspect for termites or other wood-destroying organisms. Generally, the first sign of infestation is the presence of swarming termites on the window or near indoor light. If they are found inside the house, it almost always means that they have infested. Other signs that may be found are termite wings on window sills or in cobwebs, and shelter tubes, which are tunnels constructed by the termites from soil or wood and debris. Usually, wood damage is not found at first, but when it is found, it definitely reveals a termite infestation. Anywhere wood touches soil is a possible entry into a home for termites. Examine wood which sounds dull or hollow when struck by a screwdriver or hammer. Inspect suspected areas with a sharp, pointed tool, such as an ice pick, to find termite galleries or their damage. <img src="http://www.nachi.org/images/termwood.gif" alt="" width="293" height="218" align="left" /> </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Control</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small">Control measures include reducing the potential infestation, preventing termite entry, and applying chemicals for remedial treatment. </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Inspection</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small">Inspect thoroughly to determine if there is an infestation, damage, and/or conditions that could invite a termite attack, or the need for remedial control measures. The tools and equipment needed for an inspection include a flashlight, ice pick or sharp-pointed screwdriver, ladder, and protective clothing. Always hire an InterNACHI inspector for your inspection needs, as they are trained by the highest standards in the inspection industry.<br />
</span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Outdoors</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small">Check the foundation of the house, garage and other buildings for shelter tubes coming from the soil. Look closely around porches, connecting patios, sidewalks, areas near kitchens and bathrooms, and hard-to-see places. Check window and door frames, and where utility services enter the house for termite infestation or wood decay. Also, look behind shrubbery and plants near walls. Pay special attention to areas where earth and wood meet, such as fences, stair carriages and trellises. Open and check any exterior electrical meter or fuse box set into the wall, a common point of infestation. </span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Indoors</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small">Carefully check all doors, window facings, baseboards, and hardwood flooring. Discoloration or stains on walls or ceilings may mean that water is leaking and can decay wood, and this can aid termite infestation. It is very important to inspect where plumbing and utility pipes enter the foundation and flooring. Also, examine the attic for shelter tubes, water leakage, and wood damage.</span></div>
<div><span style="font-family: Arial;font-size: x-small">. </span></div>
<div>
<table border="1" cellspacing="0" cellpadding="0" bgcolor="#ffffcc">
<tbody>
<tr>
<td bgcolor="#ffffcc"><span style="font-family: Arial;font-size: x-small"><strong> Prevention</strong></span><span style="font-family: Arial;font-size: x-small"> Many termite problems can be prevented. The most important thing to do is to deny termites access to food (wood), moisture and shelter. Follow these suggestions: </span></p>
<ul>
<li><span style="font-family: Arial;font-size: x-small">have at least a 2-inch clearance between the house and planter boxes, or soil-filled porches; </span></li>
<li><span style="font-family: Arial;font-size: x-small">eliminate all wood-to-soil contact, such as trellises, fence posts, stair casings and door facings (they can be put on masonry blocks or on treated wood); </span></li>
<li><span style="font-family: Arial;font-size: x-small">separate shrubbery from the house to help make it easier to inspect the foundation line; </span></li>
<li><span style="font-family: Arial;font-size: x-small">use wolmanized wood (pressure-treated wood) so that rain will not rot it; </span></li>
<li><span style="font-family: Arial;font-size: x-small">seal openings through the foundation; </span></li>
<li><span style="font-family: Arial;font-size: x-small">remove wood scraps and stumps from around the foundation; </span></li>
<li><span style="font-family: Arial;font-size: x-small">have at least 12 to 18 inches of clearance between floor beams and the soil underneath. </span></li>
</ul>
</td>
</tr>
</tbody>
</table>
</div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong>Chemical Treatment</strong></span></div>
<div><span style="font-family: Arial;font-size: x-small"><strong> </strong></span></div>
<div><span style="font-family: Arial;font-size: x-small">Termite treatment often requires specialized equipment. Therefore, it is recommended that you always use the services of a pest control operator because he is familiar with construction principles and practices, has the necessary equipment, and knows about subterranean termites.</span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"> </span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"><strong>Exterminating Termites</strong></p>
<p>If you think you have a termite infestation in your house, you need to call a structural pest control company to conduct a professional inspection. To find a company, ask friends or coworkers for recommendations, or check the Yellow Pages. If the inspection finds evidence of drywood termites, you have several options, depending on the degree of infestation. Fumigation and heating of the entire house are the only options that ensure eradication in the entire structure. If the infestation is contained in a small area, local or spot control may be effective. However, hidden infestations in other parts of the structure will not be eradicated.</span></span></div>
<div><strong><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"> </span></span></strong></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"><strong>Total (Whole-House) Eradication</strong> </span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"> </span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small">For the heat method, pets, plants, and other items that might be damaged by high temperatures must be removed. The house is then covered with tarps, and hot air is blown into the tarp until the inside temperature reaches 140° F to 150° F, and the temperature of the structural timbers reaches 120° F. The time to complete this procedure varies greatly from one structure to another, depending on factors such as the building&#8217;s construction and the weather conditions. The procedure may not be practical for structures that cannot be heated evenly.</span></span></div>
<div><strong><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"> </span></span></strong></div>
<div><strong><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small">Local or Spot Control</span></span></strong></div>
<div><strong><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"> </span></span></strong></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small">Local or spot-control methods include the use of pesticides, electric current, extreme cold, localized heat, microwave energy, or any combination of these methods. Local or spot control also includes the removal and replacement of infested structural timber. These methods are intended to remove or kill termites only within the specific targeted area, leaving open the possibility of other undetected infestations within the structure. These treatments are NOT designed for whole-house eradication. Any pest control company that claims whole-house results with local or spot control methods is guilty of false advertising and should be reported.</span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"> </span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small">Local or spot treatment with pesticides involves drilling and injecting pesticides into infested timbers, as well as the topical application of toxic <img src="http://www.nachi.org/images/terman.gif" alt="" width="285" height="201" align="left" />chemicals. The electric-current method involves delivering electric energy to targeted infestations. For the extreme cold method, liquid nitrogen is pumped into wall voids adjacent to suspected infestation sites, reducing the area to -20° F. The localized heat method involves heating infested structural timbers to 120° F. The microwave method kills termites by directing microwaves into termite-infested wood.</span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"> </span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"><strong>If you see the following signs in your house, you might have termites:</strong></span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"><strong> </strong><br />
• sawdust-like droppings;<br />
• dirt or mud-like tubes or trails on the structure;<br />
• damaged wood members (like window sills); and <br />
• swarming winged insects within the structure, especially in the spring or fall.</span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"> </span></span></div>
<div><span style="font-family: Arial;font-size: medium"><span style="font-size: x-small"><span style="font-size: medium"> </span></span></span></div>
<div><span style="font-size: medium"> </span></div>
<div> </div>
</div>
<div><a href="http://www.nachi.org/ant-inspection.htm" target="_blank">Ant Inspection</a></div>
<div><a href="http://www.nachi.org/cockroach-inspection.htm" target="_blank">Cockroach Inspection  </a></div>
</div>
<div>
<div><a href="http://www.nachi.org/termite-baits.htm" target="_blank">Termite Baits </a></p>
<div>
<div>For the best inspector in your neighborhood, visit <a href="http://www.inspectorseek.com/" target="_blank">www.InspectorSEEK.com</a></div>
</div>
</div>
</div>
</div>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/termites/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ten Tips to Speed Up Your Home Inspection</title>
		<link>http://thevirginiahomeinspector.com/blog/ten-tips-speed-home-inspection</link>
		<comments>http://thevirginiahomeinspector.com/blog/ten-tips-speed-home-inspection#comments</comments>
		<pubDate>Wed, 08 Jun 2011 13:55:09 +0000</pubDate>
		<dc:creator>maltizer</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://maltizer.inspectorpages.com/?p=500</guid>
		<description><![CDATA[Ten Tips to Speed Up Your Home Inspection Sellers can speed their home inspection by following these suggestions. The inspection will go smoother, with fewer concerns to delay closing. Confirm that water, electric and gas service are on, with gas pilot lights burning. Ensure pets won&#8217;t hinder the inspection. Ideally, they should be removed from [...]]]></description>
			<content:encoded><![CDATA[<h1><a href="http://cdn3.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO67.gif"><img class="aligncenter size-medium wp-image-502" src="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO67-300x150.gif" alt="" width="300" height="150" /></a></h1>
<h1>Ten Tips to Speed Up Your Home Inspection</h1>
<div><span style="font-size: x-small">Sellers can speed their home inspection by following these suggestions. The inspection will go smoother, with fewer concerns to delay closing. <img src="http://www.nachi.org/images/profinspectortransparent2.gif" alt="" width="162" height="183" align="right" /> </span></p>
<ol>
<li><span style="font-size: x-small">Confirm that water, electric and gas service are on, with gas pilot lights burning.</span></li>
<li><span style="font-size: x-small">Ensure pets won&#8217;t hinder the inspection. Ideally, they should be removed from the premises or secured outside. Tell your agent about any pets at home.</span></li>
<li><span style="font-size: x-small">Replace burned-out light bulbs to avoid a &#8220;light is inoperable&#8221; report that may suggest an electrical problem.</span></li>
<li><span style="font-size: x-small">Test smoke and carbon monoxide detectors, and replace dead batteries.</span></li>
<li><span style="font-size: x-small">Clean or replace dirty HVAC air filters. They should fit securely.</span></li>
<li><span style="font-size: x-small">Remove stored items, debris and wood from the foundation. These may be cited as &#8220;conducive conditions&#8221; for termites.</span></li>
<li><span style="font-size: x-small">Remove items blocking access to HVAC equipment, electric service panels, water heaters, attics and crawlspaces.</span></li>
<li><span style="font-size: x-small">Unlock areas the inspector must access: attic doors or hatches, electric service panels, closets, fence gates and crawlspaces.</span></li>
<li><span style="font-size: x-small">Trim tree limbs to 10 feet from the roof, and shrubs from the house, to allow access. </span></li>
<li><span style="font-size: x-small">Attend to broken or missing items such as doorknobs, locks and latches, windowpanes, screens and locks, gutters, downspouts and chimney caps.</span></li>
</ol>
<p><span style="font-size: x-small">Checking these areas before your home inspection is an investment in selling your property. Your real estate agent will thank you.</span></p>
</div>
<div>
<div><span style="font-size: medium"><br />
 </span></p>
<div>
<div>For the best inspector in your neighborhood, visit <a href="http://www.inspectorseek.com/" target="_blank">www.InspectorSEEK.com</a></div>
</div>
</div>
</div>
<p><a href="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO66.gif"><img class="aligncenter size-medium wp-image-501" src="http://cdn1.inspectorpages.com/sites/80/files/2011/06/REVISED-PPI-LOGO66-300x150.gif" alt="" width="300" height="150" /></a></p>
]]></content:encoded>
			<wfw:commentRss>http://thevirginiahomeinspector.com/blog/ten-tips-speed-home-inspection/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

